Terms and Conditions

Version: 2.0

Effective Date: 16 July 2026

Last Updated: 16 July 2026

These Terms and Conditions ("Terms") constitute a legally binding agreement between SMPYI ("SMPYI," "we," "our," or "us") and every individual, business, organization, or other legal entity ("User," "you," or "your") who accesses or uses the SMPYI Platform.

By accessing, browsing, registering an account, publishing content, creating a business profile, listing products, posting promotional deals, interacting with other users, purchasing platform services, or otherwise using any feature offered by SMPYI, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy.

If you do not agree with these Terms, you must discontinue using the Platform immediately.

These Terms apply to every visitor, registered user, business owner, advertiser, content creator, moderator, partner, and any other person or entity accessing SMPYI.

1. About SMPYI

SMPYI is a technology platform that enables businesses and individuals to establish an online presence, showcase products and services, connect with customers, share business updates, publish promotional campaigns, and engage with a wider professional and commercial community.

SMPYI provides digital tools that facilitate business discovery, product discovery, professional networking, and promotional visibility. Unless expressly stated otherwise, SMPYI does not manufacture, own, distribute, warehouse, import, export, or sell products listed by independent businesses on the Platform.

The Platform may include, without limitation:

Business Profiles
Business Directory
Product Listings
Product Discovery
Promotional Deals
Discount Campaigns
Featured Listings
Business Verification
Social Feed
Professional Networking
User Profiles
Reviews & Ratings
Image and Video Sharing
Search Services
Recommendation Systems
Sponsored Content
Advertising Services
Premium Business Services
Analytics Tools
APIs
Mobile Applications
AI-powered recommendations and future platform features

The Platform is continuously evolving. New services, features, or functionality may be introduced, modified, or discontinued at our discretion.

2. Definitions

For the purposes of these Terms, the following definitions shall apply unless the context otherwise requires.

2.1 Platform

"Platform" means the SMPYI website, mobile applications, APIs, software, databases, servers, digital services, and all associated technologies operated by SMPYI.

2.2 User

Any person accessing or using the Platform.

2.3 Registered User

A User who has successfully created an account on SMPYI.

2.4 Business Owner

Any person or legal entity that creates, manages, or controls a Business Profile on SMPYI.

2.5 Business Profile

A publicly accessible page representing a business on the Platform, containing business information, products, services, contact details, promotional content, and other related information.

2.6 Product

Any physical product, digital product, software, subscription, service, event, course, membership, experience, or commercial offering listed by a Business Owner.

2.7 Service

Any digital service offered by SMPYI including but not limited to promotional listings, featured placements, advertising, verification services, subscriptions, analytics, APIs, business tools, and other Platform-related offerings.

2.8 Deal

Any promotional offer published through the Platform, including discounts, coupons, cashback, bundles, giveaways, flash sales, seasonal campaigns, or limited-time offers.

2.9 Feed

The social networking feature of SMPYI through which Users and Businesses may publish updates, announcements, articles, images, videos, achievements, business news, promotional content, and other information.

2.10 User Generated Content

Any content uploaded, published, shared, or transmitted by Users, including:

Text
Images
Videos
Product descriptions
Business information
Logos
Documents
Comments
Reviews
Ratings
Articles
Advertisements
Promotional material

2.11 Platform Services

Any service provided by SMPYI to Users or Businesses, whether free or paid.

2.12 Business Verification

The process through which SMPYI may verify certain information about a Business. Verification indicates only that specified information has been reviewed based on the documentation provided. Verification does not constitute an endorsement, guarantee, certification, or recommendation of the Business, its products, or its services.

3. Acceptance of These Terms

By using the Platform, you represent and warrant that:

You are legally capable of entering into binding agreements.
You are at least eighteen (18) years of age or have the consent of a parent or legal guardian where permitted by law.
You have provided accurate, complete, and current information during registration and while using the Platform.
You will comply with all applicable laws, regulations, and these Terms.
You accept and agree to our Privacy Policy.
You will not use the Platform for any unlawful, fraudulent, or unauthorized purpose.

If you are using the Platform on behalf of a company, organization, partnership, or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.

SMPYI reserves the right to refuse access to any individual or entity that does not comply with these Terms.

4. Eligibility

To use SMPYI, you must:

Be legally permitted to use online services in your jurisdiction.
Not be prohibited from receiving services under applicable law.
Not have been permanently suspended or terminated from SMPYI for violations of these Terms.
Not use the Platform in violation of applicable local, national, or international laws.

Certain features or services may require additional eligibility criteria, identity verification, or business documentation.

5. Account Registration

Certain Platform features require the creation of a registered account.

When registering an account, you agree to:

Provide accurate and truthful information.
Maintain current contact information.
Use an email address and phone number under your control.
Protect your account credentials.
Notify SMPYI immediately of any unauthorized use of your account.
Accept responsibility for all activities conducted through your account.

You may not:

Create accounts using false identities.
Impersonate another individual or organization.
Create multiple accounts to evade restrictions or enforcement actions.
Sell, transfer, rent, or otherwise provide access to your account to another person without our prior written consent.

SMPYI reserves the right to suspend, restrict, or terminate accounts that violate these Terms.

6. Account Security

You are solely responsible for maintaining the confidentiality of your login credentials.

You agree to:

Keep your password secure.
Protect one-time passwords (OTPs).
Use strong authentication practices.
Log out from shared or public devices after use.
Promptly report any suspected unauthorized access.

SMPYI shall not be liable for any loss, damage, or unauthorized activity resulting from your failure to protect your account credentials.

7. Types of Accounts

SMPYI may offer different categories of accounts, including but not limited to:

Personal Accounts
Business Accounts
Verified Business Accounts
Organization Accounts
Enterprise Accounts
Administrator Accounts
Moderator Accounts
Premium Accounts
Partner Accounts

Additional terms may apply to specific account types, subscription plans, or enterprise services.

8. Business Accounts

Businesses may create dedicated Business Profiles to promote their products, services, and brand on the Platform.

By creating a Business Account, you represent and warrant that:

You are the lawful owner of the Business; or
You have been duly authorized to manage the Business Profile on behalf of the Business.

Businesses are responsible for ensuring that all information submitted to SMPYI is accurate, complete, and up to date.

Businesses must not knowingly publish false, misleading, deceptive, fraudulent, or unlawful information.

SMPYI reserves the right to request supporting documentation, including but not limited to:

Business registration certificates
GST registration details
Government-issued identification
Trademark certificates
Proof of address
Domain ownership
Authorization letters
Any additional documentation reasonably required for verification

Failure to provide requested documentation may result in the suspension, restriction, or removal of the Business Profile.

9. Business Verification

SMPYI may, at its sole discretion, offer verification for eligible businesses.

Verification is intended solely to enhance trust and improve the quality of information available on the Platform.

Verification may involve reviewing documents, public records, domain ownership, business registrations, or other information provided by the Business.

Verification does not mean that SMPYI:

Guarantees the legitimacy of the Business.
Endorses the Business.
Certifies product quality.
Warrants service quality.
Guarantees customer satisfaction.
Accepts responsibility for transactions between Businesses and Users.

SMPYI reserves the right to grant, deny, suspend, revoke, or modify verification status at any time without prior notice where permitted by applicable law.

10. Business Listings

SMPYI provides businesses with the ability to create and maintain Business Profiles to promote their products, services, brand, and business information.

A Business Profile may include, but is not limited to:

Business Name
Logo
Cover Images
Business Description
Categories
Contact Information
Business Address
Website
Social Media Links
Business Hours
Certifications
Awards
Product Catalog
Promotional Deals
Images and Videos
Customer Reviews
Ratings
Feed Posts
Other business-related information supported by the Platform.

Business Owners are solely responsible for ensuring that all information published is accurate, lawful, and kept up to date.

Businesses must promptly update or remove information that becomes inaccurate, misleading, expired, or obsolete.

SMPYI reserves the right to edit formatting, categorize listings appropriately, remove duplicate listings, or temporarily disable listings that violate these Terms or applicable law.

11. Product Listings

Businesses may list products and services through the Platform.

Each Product Listing should accurately describe the offered product or service, including applicable details such as:

Product Name
Description
Brand
Images
Pricing
Availability
Specifications
Features
Variants
Categories
Promotional Information
External Purchase Links
Contact Information
Warranty Information
Other relevant details.

Businesses are solely responsible for ensuring the accuracy, legality, and completeness of Product Listings.

Businesses agree not to publish Product Listings that:

Are false or misleading.
Infringe intellectual property rights.
Violate consumer protection laws.
Misrepresent pricing or discounts.
Include deceptive advertising.
Promote prohibited or illegal products.
Encourage unlawful activities.
Contain malware or malicious links.
Mislead customers regarding product availability.

SMPYI may remove or restrict any Product Listing that, in its reasonable opinion, violates these Terms or applicable law.

12. Product Ownership and Responsibility

Products displayed on SMPYI remain the sole responsibility of the respective Business Owner.

SMPYI does not:

Own listed products.
Stock inventory.
Inspect products.
Test products.
Guarantee authenticity.
Guarantee quality.
Guarantee legality.
Guarantee safety.
Provide warranties.
Act as a retailer.
Act as a distributor.
Act as an importer.
Act as an exporter.

Businesses remain solely responsible for:

Product quality.
Product legality.
Pricing.
Taxes.
Regulatory compliance.
Product safety.
Product recalls.
Warranties.
Customer support.
Delivery.
Returns.
Exchanges.
Refunds.
Consumer complaints.

13. Promotional Deals and Offers

Businesses may publish promotional campaigns through SMPYI, including but not limited to:

Discounts
Coupon Codes
Cashback Offers
Bundle Offers
Flash Sales
Festival Offers
Seasonal Campaigns
Buy-One-Get-One Promotions
Limited-Time Promotions
Featured Deals

Businesses are solely responsible for:

Honoring published offers.
Maintaining accurate pricing.
Clearly communicating eligibility criteria.
Specifying validity periods.
Providing accurate redemption instructions.
Ensuring compliance with applicable advertising and consumer laws.

Businesses may not intentionally advertise misleading promotions or deceptive pricing practices.

SMPYI does not guarantee that any promotional campaign will generate sales, inquiries, or customer engagement.

SMPYI reserves the right to remove promotional campaigns that violate these Terms or applicable laws.

14. SMPYI Platform Services

SMPYI offers digital platform services that help businesses improve their visibility and reach.

These services may include, without limitation:

Business Profile Hosting
Product Listing Services
Business Verification
Promotional Deal Publishing
Featured Listings
Sponsored Products
Sponsored Deals
Feed Promotion
Search Visibility Improvements
Advertising Services
Analytics
Business Insights
API Access
Premium Features
Subscription Services
Future Platform Enhancements

Fees paid to SMPYI are exclusively for these platform services.

Payment to SMPYI does not constitute payment for any product or service sold by a Business listed on the Platform.

15. Product Purchases

Unless expressly stated otherwise, SMPYI does not facilitate or process payments for products listed by Businesses.

Transactions relating to products are conducted directly between Users and Businesses.

Accordingly:

SMPYI is not a party to any purchase agreement between a User and a Business.
SMPYI does not collect payment for products.
SMPYI does not issue invoices for products sold by Businesses.
SMPYI does not guarantee successful completion of any transaction.
SMPYI is not responsible for shipping, delivery, installation, warranties, refunds, exchanges, or after-sales support.

Users acknowledge that any transaction entered into with a Business is solely between the User and that Business.

16. Business Representations

By publishing a Business Profile, Product Listing, or Promotional Deal, a Business represents and warrants that:

It has the legal authority to offer the products or services.
The information provided is accurate.
It owns or is licensed to use all published content.
It complies with applicable laws and regulations.
It possesses all necessary licenses, permits, and approvals.
It will honor published offers where legally required.
It will not engage in deceptive or fraudulent practices.

Businesses remain solely liable for any claims arising from their products, services, or promotional activities.

17. User Generated Content

Users and Businesses may publish content through various features of the Platform.

User Generated Content includes, but is not limited to:

Feed Posts
Business Updates
Articles
Images
Videos
Product Information
Reviews
Ratings
Comments
Questions
Replies
Advertisements
Promotional Material
Documents
Logos
Graphics

Users retain ownership of their original content.

However, by publishing content on SMPYI, Users grant SMPYI a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to:

Host
Store
Display
Publish
Index
Cache
Reproduce
Format
Compress
Distribute
Promote
Translate
Adapt for technical purposes
Display in search results
Display across SMPYI services
Archive for legal or operational purposes

This license exists solely for operating, maintaining, improving, and promoting the Platform.

Ownership of the original content remains with the User or Business.

18. Feed and Social Platform

SMPYI includes a social networking feature that allows Users and Businesses to share professional and business-related content.

Users may publish:

Business Announcements
Product Launches
Industry Updates
Educational Articles
Company News
Promotions
Success Stories
Hiring Posts
Event Announcements
Images
Videos
Documents
Polls
Other content supported by the Platform.

Users are solely responsible for all content they publish.

SMPYI may use automated systems and human moderation to review publicly shared content for compliance with these Terms.

Publication of content does not imply endorsement by SMPYI.

19. Community Guidelines

Users must contribute responsibly and respectfully.

The following activities are prohibited:

Hate speech.
Harassment.
Bullying.
Threats.
Defamation.
Impersonation.
Fraud.
Spam.
Pyramid schemes.
Malware distribution.
Phishing.
False business claims.
Fake reviews.
Fake testimonials.
Misleading advertisements.
Copyright infringement.
Trademark infringement.
Publishing confidential information without authorization.
Posting unlawful content.
Promoting illegal products or services.
Encouraging criminal activities.
Circumventing Platform security.

SMPYI reserves the right to remove content that violates these standards without prior notice.

20. Reviews and Ratings

Users may submit reviews and ratings based on their genuine experiences with Businesses.

Reviews should be:

Honest.
Relevant.
Respectful.
Based on actual experiences.

Reviews must not:

Be false or misleading.
Be posted in exchange for undisclosed compensation.
Contain abusive language.
Include personal attacks.
Reveal confidential information.
Violate applicable law.

Businesses may respond to reviews professionally but may not intimidate, harass, or retaliate against reviewers.

SMPYI reserves the right to investigate and remove reviews that appear fraudulent, manipulated, or in violation of these Terms.

21. Intellectual Property Rights

Unless otherwise expressly stated, all intellectual property rights relating to the SMPYI Platform are owned by or licensed to SMPYI.

These rights include, but are not limited to:

The SMPYI name
The SMPYI logo
Platform branding
Website design
User interface
Source code
Software
APIs
Platform architecture
Databases
Search technology
Recommendation systems
Platform graphics
Icons
Layouts
Visual designs
Original written content
Documentation
Marketing materials
Platform features
Trade dress
Other proprietary materials.

These materials are protected by applicable copyright, trademark, patent, trade secret, and other intellectual property laws.

Except as expressly permitted by SMPYI in writing, no person may:

Copy
Reproduce
Republish
Distribute
Modify
Reverse engineer
Decompile
Sell
License
Commercially exploit
Mirror
Scrape
Create derivative works from

any portion of the Platform.

Nothing contained in these Terms grants ownership of SMPYI intellectual property to any User or Business.

22. User Content Ownership

Users retain ownership of the original content that they create and publish through SMPYI.

By publishing content on the Platform, Users confirm that:

They own the content; or
They possess all necessary rights, permissions, licenses, and authorizations required to publish it.

Users are solely responsible for ensuring that their content does not infringe the intellectual property or other legal rights of third parties.

23. License Granted to SMPYI

To operate and promote the Platform, Users grant SMPYI a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to:

Store content
Host content
Display content
Publish content
Reproduce content
Index content
Archive content
Cache content
Compress content
Resize content
Format content
Translate content where appropriate
Distribute content through SMPYI services
Display content in search results
Recommend content
Promote publicly available content
Create thumbnails and previews
Improve Platform functionality

This license continues for as long as the content remains available on the Platform and for a reasonable period thereafter for backup, legal compliance, security, archival, or operational purposes.

Ownership of the original content remains with the User.

24. Copyright Policy

SMPYI respects intellectual property rights and expects Users to do the same.

Users must not upload content that infringes:

Copyrights
Trademarks
Patents
Trade secrets
Publicity rights
Privacy rights
Other proprietary rights.

If SMPYI receives a valid complaint alleging copyright infringement, we may:

Investigate the complaint.
Request additional information.
Temporarily disable the content.
Permanently remove the content.
Restrict account privileges.
Suspend the responsible account.
Terminate repeat infringers.

Users submitting infringement notices must provide sufficient evidence supporting their claim.

Submitting knowingly false infringement claims may result in legal consequences and account restrictions.

25. Trademarks

Business Owners may publish their trademarks, logos, and brand assets only if they:

Own the trademark; or
Have lawful authorization to use it.

Users may not:

Impersonate another business.
Use confusingly similar logos.
Misrepresent affiliations.
Claim unauthorized partnerships.
Mislead consumers regarding ownership.

SMPYI reserves the right to remove or modify business profiles that create confusion regarding identity or ownership.

26. Acceptable Use Policy

Users agree to use SMPYI responsibly and lawfully.

You must not:

Violate applicable laws.
Circumvent Platform security.
Gain unauthorized access.
Attempt privilege escalation.
Upload malware.
Distribute ransomware.
Transmit viruses.
Conduct phishing attacks.
Harvest user information.
Mine personal data.
Send spam.
Create fake accounts.
Use bots to manipulate engagement.
Artificially inflate rankings.
Manipulate reviews.
Mislead consumers.
Publish fraudulent content.
Interfere with Platform availability.
Attempt denial-of-service attacks.
Abuse APIs.
Use automated systems without authorization.
Interfere with search results.
Exploit Platform vulnerabilities.

Violation of this policy may result in immediate account suspension.

27. Prohibited Content

The following content is prohibited:

Illegal products.
Counterfeit goods.
Fraudulent schemes.
Ponzi schemes.
Pyramid marketing.
Terrorist content.
Extremist content.
Child exploitation material.
Obscene material prohibited by law.
Hate speech.
Violence intended to incite harm.
Threats.
Harassment.
Stalking.
Blackmail.
Malware.
Pirated software.
Copyright infringement.
Trademark infringement.
False business registrations.
Fake government affiliations.
Misleading financial advice presented as fact.
Content violating applicable law.

SMPYI reserves the right to determine whether content violates these Terms.

28. Platform Security

Users shall not interfere with Platform security.

Prohibited actions include:

Unauthorized penetration testing.
Password attacks.
Credential stuffing.
Automated account creation.
SQL injection.
Cross-site scripting.
API abuse.
Security scanning without authorization.
Reverse engineering authentication mechanisms.
Circumventing rate limits.
Exploiting vulnerabilities.

If security issues are discovered, Users are encouraged to report them responsibly to SMPYI.

29. Data Scraping and Automated Access

Users may not use automated means to access the Platform without prior written permission.

This includes:

Web scraping.
Crawling.
Automated indexing.
Bulk downloading.
Data harvesting.
Competitive intelligence gathering through automated means.
AI dataset collection.
Automated account creation.
Automated posting.

Search engines operating under accepted web standards and respecting robots.txt may access publicly available content unless otherwise restricted.

SMPYI reserves the right to block automated traffic that adversely affects Platform performance or violates these Terms.

30. Reporting Violations

Users may report:

Fake businesses.
Copyright infringement.
Trademark infringement.
Fraud.
Spam.
Fake reviews.
Impersonation.
Harassment.
Security vulnerabilities.
Illegal products.
Community guideline violations.

SMPYI may investigate reports and take action at its sole discretion.

Users agree to submit reports in good faith and provide accurate information.

False or malicious reports intended to harm another User or Business may result in enforcement action.

31. Content Moderation

SMPYI may review publicly available content using automated systems, manual moderation, or both.

Content may be:

Approved.
Restricted.
Age-limited.
De-ranked in search.
Removed.
Archived.
Reported to relevant authorities where required by applicable law.

Moderation decisions are made to maintain Platform integrity, user safety, legal compliance, and service quality.

While SMPYI strives to act consistently, moderation decisions may involve context-specific judgment.

32. Enforcement

Where SMPYI reasonably believes that a User or Business has violated these Terms or applicable law, SMPYI may take one or more of the following actions:

Issue a warning.
Remove content.
Edit or restrict visibility of content where appropriate.
Suspend specific Platform features.
Restrict posting privileges.
Suspend the account temporarily.
Permanently terminate the account.
Remove business verification status.
Remove business listings.
Report unlawful activity to appropriate authorities.
Take any other action reasonably necessary to protect the Platform, its users, or its legal rights.

The choice of enforcement action will depend on the nature, severity, frequency, and impact of the violation.

33. Account Suspension and Termination

SMPYI may suspend or terminate access to the Platform if a User or Business:

Violates these Terms.
Engages in fraudulent conduct.
Publishes unlawful or prohibited content.
Misuses Platform services.
Infringes intellectual property rights.
Compromises Platform security.
Provides false verification information.
Uses automated systems without authorization.
Creates multiple accounts to evade enforcement.
Otherwise acts in a manner that may harm SMPYI, its users, or the public.

Where reasonably practicable, SMPYI may notify the affected User of the suspension or termination. However, immediate action may be taken without prior notice where necessary to protect the Platform, comply with legal obligations, or prevent ongoing harm.

Termination of an account does not relieve a User or Business of obligations that accrued before termination, including payment obligations for services already provided or liability arising from prior conduct.

34. Paid Platform Services

SMPYI may offer free and paid digital services to Businesses and Users.

Paid services may include, without limitation:

Featured Business Listings
Featured Product Listings
Sponsored Deals
Sponsored Feed Posts
Business Verification Services (if introduced)
Premium Business Accounts
Subscription Plans
Advertising Campaigns
Analytics and Reporting Tools
API Access
Business Insights
Promotional Packages
Other digital services introduced by SMPYI.

The availability, pricing, duration, and features of paid services may change from time to time.

Purchasing a paid service does not guarantee:

Increased sales
Business inquiries
Product purchases
Customer engagement
Search rankings
Revenue growth
Business success

Paid services improve visibility or provide platform functionality but do not guarantee commercial outcomes.

35. Payments

Payments made to SMPYI are solely for services provided by SMPYI.

Unless expressly stated otherwise:

SMPYI does not collect payment for products listed by Businesses.
SMPYI is not a payment intermediary between Users and Businesses.
Product purchases occur directly between Users and the respective Business.
SMPYI does not receive commissions from product transactions unless separately agreed in writing.

Users purchasing Platform Services agree to pay all applicable fees, taxes, and charges associated with those services.

Failure to pay may result in suspension or termination of the purchased service.

36. Refunds

Unless otherwise stated in a separate service agreement or applicable law:

Fees paid for digital Platform Services are generally non-refundable once the service has commenced.
Subscription fees are non-refundable after the subscription period begins.
Advertising fees are non-refundable after campaigns have started.
Promotional listing fees are non-refundable after publication.

Nothing in this section limits any non-waivable consumer rights available under applicable law.

37. Advertisements and Sponsored Content

SMPYI may display:

Sponsored Businesses
Sponsored Products
Sponsored Deals
Sponsored Feed Posts
Banner Advertisements
Promotional Campaigns
Partner Content

Sponsored content will be identified where reasonably practicable.

Businesses remain solely responsible for the accuracy and legality of their advertisements.

SMPYI reserves the right to reject, suspend, or remove advertisements that:

Violate applicable law.
Contain misleading claims.
Promote prohibited products.
Infringe third-party rights.
Damage the integrity of the Platform.

38. Third-Party Links and Services

The Platform may contain links to third-party websites, services, applications, or resources.

These links are provided solely for convenience.

SMPYI does not:

Control third-party websites.
Endorse third-party products.
Guarantee third-party services.
Accept responsibility for third-party content.

Users access third-party services entirely at their own risk.

Any transaction conducted outside SMPYI is solely between the User and the relevant third party.

39. Platform Availability

SMPYI strives to provide reliable services but does not guarantee uninterrupted availability.

The Platform may experience interruptions due to:

Scheduled maintenance
Emergency maintenance
Technical failures
Internet outages
Third-party service failures
Cybersecurity incidents
Natural disasters
Government actions
Force majeure events

SMPYI reserves the right to modify, suspend, or discontinue any feature without liability where permitted by law.

40. Disclaimers

To the maximum extent permitted by applicable law, the Platform and all services are provided on an "as is" and "as available" basis.

SMPYI does not warrant that:

The Platform will be error-free.
The Platform will always be available.
Information published by Users or Businesses is accurate.
Products listed by Businesses are authentic or of satisfactory quality.
Businesses will fulfill their obligations.
Promotional offers will remain available.
Search results will always be complete or accurate.
Feed recommendations will meet individual preferences.
The Platform will be free from viruses or other harmful components, although reasonable security measures are employed.

Users acknowledge that they use the Platform at their own discretion and risk.

41. Limitation of Liability

To the fullest extent permitted by applicable law, SMPYI, its directors, officers, employees, affiliates, licensors, and partners shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to:

Use of or inability to use the Platform.
Transactions between Users and Businesses.
Product quality or safety.
Delivery failures.
Loss of profits.
Loss of business opportunities.
Loss of data.
Loss of goodwill.
Unauthorized access.
Platform interruptions.
User-generated content.
Third-party services.

Where liability cannot be excluded under applicable law, SMPYI's total aggregate liability shall not exceed the amount actually paid by the affected User to SMPYI for the specific Platform Service giving rise to the claim during the twelve (12) months immediately preceding the event.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded under applicable law.

42. Indemnification

Users and Businesses agree to defend, indemnify, and hold harmless SMPYI, its affiliates, directors, employees, contractors, licensors, and representatives from and against any claims, liabilities, losses, damages, judgments, settlements, penalties, costs, or expenses (including reasonable legal fees) arising from:

Violation of these Terms.
Violation of applicable law.
Infringement of intellectual property rights.
Business activities conducted through the Platform.
Products or services offered by a Business.
User-generated content.
Fraudulent or misleading information.
Breach of representations or warranties.

This obligation survives termination of these Terms.

43. Force Majeure

SMPYI shall not be liable for any failure or delay in performing its obligations where such failure or delay results from events beyond its reasonable control, including but not limited to:

Natural disasters
Fire
Flood
Earthquake
Epidemics
Pandemics
War
Terrorist acts
Civil unrest
Government restrictions
Internet outages
Power failures
Cyber attacks
Labor disputes
Failures of third-party service providers

Performance shall be suspended for the duration of the force majeure event.

44. Changes to the Platform

SMPYI may, at any time and without prior notice where permitted by law:

Introduce new features.
Modify existing services.
Remove functionality.
Change pricing.
Update algorithms.
Modify search rankings.
Introduce new subscription plans.
Discontinue services.

Continued use of the Platform after such changes constitutes acceptance of those changes, subject to applicable law.

45. Changes to These Terms

SMPYI may revise these Terms from time to time to reflect changes in law, technology, business operations, or Platform functionality.

The "Last Updated" date at the beginning of these Terms will indicate the effective revision date.

Where required by applicable law, SMPYI will provide notice of material changes through the Platform, email, or other appropriate means.

Continued use of the Platform after the effective date of revised Terms constitutes acceptance of the updated Terms.

46. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of India, without regard to conflict of law principles.

Subject to applicable law, the courts having jurisdiction over Delhi, India, shall have exclusive jurisdiction over disputes arising out of or relating to these Terms or the use of the Platform.

Where applicable, disputes may first be attempted to be resolved through good-faith discussions before legal proceedings are initiated.

47. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be interpreted to the maximum extent permitted by law, and the remaining provisions shall continue in full force and effect.

48. No Waiver

Failure by SMPYI to enforce any provision of these Terms shall not constitute a waiver of that provision or of any other rights available to SMPYI.

Any waiver shall be effective only if made expressly in writing by an authorized representative of SMPYI.

49. Assignment

Users may not assign or transfer their rights or obligations under these Terms without the prior written consent of SMPYI.

SMPYI may assign or transfer its rights and obligations under these Terms as part of a merger, acquisition, corporate restructuring, sale of assets, or by operation of law.

50. Entire Agreement

These Terms, together with the Privacy Policy and any additional policies or service-specific terms published by SMPYI, constitute the entire agreement between SMPYI and the User regarding the use of the Platform.

They supersede all prior understandings, communications, proposals, or agreements relating to the same subject matter.

51. Survival

Any provisions of these Terms that by their nature should survive termination—including, without limitation, those relating to intellectual property, indemnification, limitation of liability, dispute resolution, payment obligations, confidentiality, and governing law—shall remain in effect after termination.

52. Contact Information

For questions, legal notices, copyright complaints, or other communications regarding these Terms, you may contact SMPYI through the contact details published on the Platform.

SMPYI

Website: https://www.smpyi.com

Email: smpyi1008@gmail.com

Location: Delhi, India

53. Acknowledgement

By accessing or using SMPYI, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

If you do not agree to these Terms, you must immediately discontinue your use of the Platform.

Terms and Conditions

Version: 2.0

Effective Date: 16 July 2026

Last Updated: 16 July 2026

Website: https://www.smpyi.com

If you do not agree with these Terms, you must discontinue using the Platform immediately.

These Terms apply to every visitor, registered user, business owner, advertiser, content creator, moderator, partner, and any other person or entity accessing SMPYI.

1. About SMPYI

The Platform may include, without limitation:

Business Profiles
Business Directory
Product Listings
Product Discovery
Promotional Deals
Discount Campaigns
Featured Listings
Business Verification
Social Feed
Professional Networking
User Profiles
Reviews & Ratings
Image and Video Sharing
Search Services
Recommendation Systems
Sponsored Content
Advertising Services
Premium Business Services
Analytics Tools
APIs
Mobile Applications
AI-powered recommendations and future platform features

The Platform is continuously evolving. New services, features, or functionality may be introduced, modified, or discontinued at our discretion.

2. Definitions

For the purposes of these Terms, the following definitions shall apply unless the context otherwise requires.

2.1 Platform

"Platform" means the SMPYI website, mobile applications, APIs, software, databases, servers, digital services, and all associated technologies operated by SMPYI.

2.2 User

Any person accessing or using the Platform.

2.3 Registered User

A User who has successfully created an account on SMPYI.

2.4 Business Owner

Any person or legal entity that creates, manages, or controls a Business Profile on SMPYI.

2.5 Business Profile

A publicly accessible page representing a business on the Platform, containing business information, products, services, contact details, promotional content, and other related information.

2.6 Product

Any physical product, digital product, software, subscription, service, event, course, membership, experience, or commercial offering listed by a Business Owner.

2.7 Service

2.8 Deal

Any promotional offer published through the Platform, including discounts, coupons, cashback, bundles, giveaways, flash sales, seasonal campaigns, or limited-time offers.

2.9 Feed

2.10 User Generated Content

Any content uploaded, published, shared, or transmitted by Users, including:

Text
Images
Videos
Product descriptions
Business information
Logos
Documents
Comments
Reviews
Ratings
Articles
Advertisements
Promotional material

2.11 Platform Services

Any service provided by SMPYI to Users or Businesses, whether free or paid.

2.12 Business Verification

3. Acceptance of These Terms

By using the Platform, you represent and warrant that:

You are legally capable of entering into binding agreements.
You are at least eighteen (18) years of age or have the consent of a parent or legal guardian where permitted by law.
You have provided accurate, complete, and current information during registration and while using the Platform.
You will comply with all applicable laws, regulations, and these Terms.
You accept and agree to our Privacy Policy.
You will not use the Platform for any unlawful, fraudulent, or unauthorized purpose.

If you are using the Platform on behalf of a company, organization, partnership, or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.

SMPYI reserves the right to refuse access to any individual or entity that does not comply with these Terms.

4. Eligibility

To use SMPYI, you must:

Be legally permitted to use online services in your jurisdiction.
Not be prohibited from receiving services under applicable law.
Not have been permanently suspended or terminated from SMPYI for violations of these Terms.
Not use the Platform in violation of applicable local, national, or international laws.

Certain features or services may require additional eligibility criteria, identity verification, or business documentation.

5. Account Registration

Certain Platform features require the creation of a registered account.

When registering an account, you agree to:

Provide accurate and truthful information.
Maintain current contact information.
Use an email address and phone number under your control.
Protect your account credentials.
Notify SMPYI immediately of any unauthorized use of your account.
Accept responsibility for all activities conducted through your account.

You may not:

Create accounts using false identities.
Impersonate another individual or organization.
Create multiple accounts to evade restrictions or enforcement actions.
Sell, transfer, rent, or otherwise provide access to your account to another person without our prior written consent.

SMPYI reserves the right to suspend, restrict, or terminate accounts that violate these Terms.

6. Account Security

You are solely responsible for maintaining the confidentiality of your login credentials.

You agree to:

Keep your password secure.
Protect one-time passwords (OTPs).
Use strong authentication practices.
Log out from shared or public devices after use.
Promptly report any suspected unauthorized access.

SMPYI shall not be liable for any loss, damage, or unauthorized activity resulting from your failure to protect your account credentials.

7. Types of Accounts

SMPYI may offer different categories of accounts, including but not limited to:

Personal Accounts
Business Accounts
Verified Business Accounts
Organization Accounts
Enterprise Accounts
Administrator Accounts
Moderator Accounts
Premium Accounts
Partner Accounts

Additional terms may apply to specific account types, subscription plans, or enterprise services.

8. Business Accounts

Businesses may create dedicated Business Profiles to promote their products, services, and brand on the Platform.

By creating a Business Account, you represent and warrant that:

You are the lawful owner of the Business; or
You have been duly authorized to manage the Business Profile on behalf of the Business.

Businesses are responsible for ensuring that all information submitted to SMPYI is accurate, complete, and up to date.

Businesses must not knowingly publish false, misleading, deceptive, fraudulent, or unlawful information.

SMPYI reserves the right to request supporting documentation, including but not limited to:

Business registration certificates
GST registration details
Government-issued identification
Trademark certificates
Proof of address
Domain ownership
Authorization letters
Any additional documentation reasonably required for verification

Failure to provide requested documentation may result in the suspension, restriction, or removal of the Business Profile.

9. Business Verification

SMPYI may, at its sole discretion, offer verification for eligible businesses.

Verification is intended solely to enhance trust and improve the quality of information available on the Platform.

Verification may involve reviewing documents, public records, domain ownership, business registrations, or other information provided by the Business.

Verification does not mean that SMPYI:

Guarantees the legitimacy of the Business.
Endorses the Business.
Certifies product quality.
Warrants service quality.
Guarantees customer satisfaction.
Accepts responsibility for transactions between Businesses and Users.

SMPYI reserves the right to grant, deny, suspend, revoke, or modify verification status at any time without prior notice where permitted by applicable law.

10. Business Listings

SMPYI provides businesses with the ability to create and maintain Business Profiles to promote their products, services, brand, and business information.

A Business Profile may include, but is not limited to:

Business Name
Logo
Cover Images
Business Description
Categories
Contact Information
Business Address
Website
Social Media Links
Business Hours
Certifications
Awards
Product Catalog
Promotional Deals
Images and Videos
Customer Reviews
Ratings
Feed Posts
Other business-related information supported by the Platform.

Business Owners are solely responsible for ensuring that all information published is accurate, lawful, and kept up to date.

Businesses must promptly update or remove information that becomes inaccurate, misleading, expired, or obsolete.

SMPYI reserves the right to edit formatting, categorize listings appropriately, remove duplicate listings, or temporarily disable listings that violate these Terms or applicable law.

11. Product Listings

Businesses may list products and services through the Platform.

Each Product Listing should accurately describe the offered product or service, including applicable details such as:

Product Name
Description
Brand
Images
Pricing
Availability
Specifications
Features
Variants
Categories
Promotional Information
External Purchase Links
Contact Information
Warranty Information
Other relevant details.

Businesses are solely responsible for ensuring the accuracy, legality, and completeness of Product Listings.

Businesses agree not to publish Product Listings that:

Are false or misleading.
Infringe intellectual property rights.
Violate consumer protection laws.
Misrepresent pricing or discounts.
Include deceptive advertising.
Promote prohibited or illegal products.
Encourage unlawful activities.
Contain malware or malicious links.
Mislead customers regarding product availability.

SMPYI may remove or restrict any Product Listing that, in its reasonable opinion, violates these Terms or applicable law.

12. Product Ownership and Responsibility

Products displayed on SMPYI remain the sole responsibility of the respective Business Owner.

SMPYI does not:

Own listed products.
Stock inventory.
Inspect products.
Test products.
Guarantee authenticity.
Guarantee quality.
Guarantee legality.
Guarantee safety.
Provide warranties.
Act as a retailer.
Act as a distributor.
Act as an importer.
Act as an exporter.

Businesses remain solely responsible for:

Product quality.
Product legality.
Pricing.
Taxes.
Regulatory compliance.
Product safety.
Product recalls.
Warranties.
Customer support.
Delivery.
Returns.
Exchanges.
Refunds.
Consumer complaints.

13. Promotional Deals and Offers

Businesses may publish promotional campaigns through SMPYI, including but not limited to:

Discounts
Coupon Codes
Cashback Offers
Bundle Offers
Flash Sales
Festival Offers
Seasonal Campaigns
Buy-One-Get-One Promotions
Limited-Time Promotions
Featured Deals

Businesses are solely responsible for:

Honoring published offers.
Maintaining accurate pricing.
Clearly communicating eligibility criteria.
Specifying validity periods.
Providing accurate redemption instructions.
Ensuring compliance with applicable advertising and consumer laws.

Businesses may not intentionally advertise misleading promotions or deceptive pricing practices.

SMPYI does not guarantee that any promotional campaign will generate sales, inquiries, or customer engagement.

SMPYI reserves the right to remove promotional campaigns that violate these Terms or applicable laws.

14. SMPYI Platform Services

SMPYI offers digital platform services that help businesses improve their visibility and reach.

These services may include, without limitation:

Business Profile Hosting
Product Listing Services
Business Verification
Promotional Deal Publishing
Featured Listings
Sponsored Products
Sponsored Deals
Feed Promotion
Search Visibility Improvements
Advertising Services
Analytics
Business Insights
API Access
Premium Features
Subscription Services
Future Platform Enhancements

Fees paid to SMPYI are exclusively for these platform services.

Payment to SMPYI does not constitute payment for any product or service sold by a Business listed on the Platform.

15. Product Purchases

Unless expressly stated otherwise, SMPYI does not facilitate or process payments for products listed by Businesses.

Transactions relating to products are conducted directly between Users and Businesses.

Accordingly:

SMPYI is not a party to any purchase agreement between a User and a Business.
SMPYI does not collect payment for products.
SMPYI does not issue invoices for products sold by Businesses.
SMPYI does not guarantee successful completion of any transaction.
SMPYI is not responsible for shipping, delivery, installation, warranties, refunds, exchanges, or after-sales support.

Users acknowledge that any transaction entered into with a Business is solely between the User and that Business.

16. Business Representations

By publishing a Business Profile, Product Listing, or Promotional Deal, a Business represents and warrants that:

It has the legal authority to offer the products or services.
The information provided is accurate.
It owns or is licensed to use all published content.
It complies with applicable laws and regulations.
It possesses all necessary licenses, permits, and approvals.
It will honor published offers where legally required.
It will not engage in deceptive or fraudulent practices.

Businesses remain solely liable for any claims arising from their products, services, or promotional activities.

17. User Generated Content

Users and Businesses may publish content through various features of the Platform.

User Generated Content includes, but is not limited to:

Feed Posts
Business Updates
Articles
Images
Videos
Product Information
Reviews
Ratings
Comments
Questions
Replies
Advertisements
Promotional Material
Documents
Logos
Graphics

Users retain ownership of their original content.

However, by publishing content on SMPYI, Users grant SMPYI a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to:

Host
Store
Display
Publish
Index
Cache
Reproduce
Format
Compress
Distribute
Promote
Translate
Adapt for technical purposes
Display in search results
Display across SMPYI services
Archive for legal or operational purposes

This license exists solely for operating, maintaining, improving, and promoting the Platform.

Ownership of the original content remains with the User or Business.

18. Feed and Social Platform

SMPYI includes a social networking feature that allows Users and Businesses to share professional and business-related content.

Users may publish:

Business Announcements
Product Launches
Industry Updates
Educational Articles
Company News
Promotions
Success Stories
Hiring Posts
Event Announcements
Images
Videos
Documents
Polls
Other content supported by the Platform.

Users are solely responsible for all content they publish.

SMPYI may use automated systems and human moderation to review publicly shared content for compliance with these Terms.

Publication of content does not imply endorsement by SMPYI.

19. Community Guidelines

Users must contribute responsibly and respectfully.

The following activities are prohibited:

Hate speech.
Harassment.
Bullying.
Threats.
Defamation.
Impersonation.
Fraud.
Spam.
Pyramid schemes.
Malware distribution.
Phishing.
False business claims.
Fake reviews.
Fake testimonials.
Misleading advertisements.
Copyright infringement.
Trademark infringement.
Publishing confidential information without authorization.
Posting unlawful content.
Promoting illegal products or services.
Encouraging criminal activities.
Circumventing Platform security.

SMPYI reserves the right to remove content that violates these standards without prior notice.

20. Reviews and Ratings

Users may submit reviews and ratings based on their genuine experiences with Businesses.

Reviews should be:

Honest.
Relevant.
Respectful.
Based on actual experiences.

Reviews must not:

Be false or misleading.
Be posted in exchange for undisclosed compensation.
Contain abusive language.
Include personal attacks.
Reveal confidential information.
Violate applicable law.

Businesses may respond to reviews professionally but may not intimidate, harass, or retaliate against reviewers.

SMPYI reserves the right to investigate and remove reviews that appear fraudulent, manipulated, or in violation of these Terms.

21. Intellectual Property Rights

Unless otherwise expressly stated, all intellectual property rights relating to the SMPYI Platform are owned by or licensed to SMPYI.

These rights include, but are not limited to:

The SMPYI name
The SMPYI logo
Platform branding
Website design
User interface
Source code
Software
APIs
Platform architecture
Databases
Search technology
Recommendation systems
Platform graphics
Icons
Layouts
Visual designs
Original written content
Documentation
Marketing materials
Platform features
Trade dress
Other proprietary materials.

These materials are protected by applicable copyright, trademark, patent, trade secret, and other intellectual property laws.

Except as expressly permitted by SMPYI in writing, no person may:

Copy
Reproduce
Republish
Distribute
Modify
Reverse engineer
Decompile
Sell
License
Commercially exploit
Mirror
Scrape
Create derivative works from

any portion of the Platform.

Nothing contained in these Terms grants ownership of SMPYI intellectual property to any User or Business.

22. User Content Ownership

Users retain ownership of the original content that they create and publish through SMPYI.

By publishing content on the Platform, Users confirm that:

They own the content; or
They possess all necessary rights, permissions, licenses, and authorizations required to publish it.

Users are solely responsible for ensuring that their content does not infringe the intellectual property or other legal rights of third parties.

23. License Granted to SMPYI

To operate and promote the Platform, Users grant SMPYI a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to:

Store content
Host content
Display content
Publish content
Reproduce content
Index content
Archive content
Cache content
Compress content
Resize content
Format content
Translate content where appropriate
Distribute content through SMPYI services
Display content in search results
Recommend content
Promote publicly available content
Create thumbnails and previews
Improve Platform functionality

This license continues for as long as the content remains available on the Platform and for a reasonable period thereafter for backup, legal compliance, security, archival, or operational purposes.

Ownership of the original content remains with the User.

24. Copyright Policy

SMPYI respects intellectual property rights and expects Users to do the same.

Users must not upload content that infringes:

Copyrights
Trademarks
Patents
Trade secrets
Publicity rights
Privacy rights
Other proprietary rights.

If SMPYI receives a valid complaint alleging copyright infringement, we may:

Investigate the complaint.
Request additional information.
Temporarily disable the content.
Permanently remove the content.
Restrict account privileges.
Suspend the responsible account.
Terminate repeat infringers.

Users submitting infringement notices must provide sufficient evidence supporting their claim.

Submitting knowingly false infringement claims may result in legal consequences and account restrictions.

25. Trademarks

Business Owners may publish their trademarks, logos, and brand assets only if they:

Own the trademark; or
Have lawful authorization to use it.

Users may not:

Impersonate another business.
Use confusingly similar logos.
Misrepresent affiliations.
Claim unauthorized partnerships.
Mislead consumers regarding ownership.

SMPYI reserves the right to remove or modify business profiles that create confusion regarding identity or ownership.

26. Acceptable Use Policy

Users agree to use SMPYI responsibly and lawfully.

You must not:

Violate applicable laws.
Circumvent Platform security.
Gain unauthorized access.
Attempt privilege escalation.
Upload malware.
Distribute ransomware.
Transmit viruses.
Conduct phishing attacks.
Harvest user information.
Mine personal data.
Send spam.
Create fake accounts.
Use bots to manipulate engagement.
Artificially inflate rankings.
Manipulate reviews.
Mislead consumers.
Publish fraudulent content.
Interfere with Platform availability.
Attempt denial-of-service attacks.
Abuse APIs.
Use automated systems without authorization.
Interfere with search results.
Exploit Platform vulnerabilities.

Violation of this policy may result in immediate account suspension.

27. Prohibited Content

The following content is prohibited:

Illegal products.
Counterfeit goods.
Fraudulent schemes.
Ponzi schemes.
Pyramid marketing.
Terrorist content.
Extremist content.
Child exploitation material.
Obscene material prohibited by law.
Hate speech.
Violence intended to incite harm.
Threats.
Harassment.
Stalking.
Blackmail.
Malware.
Pirated software.
Copyright infringement.
Trademark infringement.
False business registrations.
Fake government affiliations.
Misleading financial advice presented as fact.
Content violating applicable law.

SMPYI reserves the right to determine whether content violates these Terms.

28. Platform Security

Users shall not interfere with Platform security.

Prohibited actions include:

Unauthorized penetration testing.
Password attacks.
Credential stuffing.
Automated account creation.
SQL injection.
Cross-site scripting.
API abuse.
Security scanning without authorization.
Reverse engineering authentication mechanisms.
Circumventing rate limits.
Exploiting vulnerabilities.

If security issues are discovered, Users are encouraged to report them responsibly to SMPYI.

29. Data Scraping and Automated Access

Users may not use automated means to access the Platform without prior written permission.

This includes:

Web scraping.
Crawling.
Automated indexing.
Bulk downloading.
Data harvesting.
Competitive intelligence gathering through automated means.
AI dataset collection.
Automated account creation.
Automated posting.

Search engines operating under accepted web standards and respecting robots.txt may access publicly available content unless otherwise restricted.

SMPYI reserves the right to block automated traffic that adversely affects Platform performance or violates these Terms.

30. Reporting Violations

Users may report:

Fake businesses.
Copyright infringement.
Trademark infringement.
Fraud.
Spam.
Fake reviews.
Impersonation.
Harassment.
Security vulnerabilities.
Illegal products.
Community guideline violations.

SMPYI may investigate reports and take action at its sole discretion.

Users agree to submit reports in good faith and provide accurate information.

False or malicious reports intended to harm another User or Business may result in enforcement action.

31. Content Moderation

SMPYI may review publicly available content using automated systems, manual moderation, or both.

Content may be:

Approved.
Restricted.
Age-limited.
De-ranked in search.
Removed.
Archived.
Reported to relevant authorities where required by applicable law.

Moderation decisions are made to maintain Platform integrity, user safety, legal compliance, and service quality.

While SMPYI strives to act consistently, moderation decisions may involve context-specific judgment.

32. Enforcement

Where SMPYI reasonably believes that a User or Business has violated these Terms or applicable law, SMPYI may take one or more of the following actions:

Issue a warning.
Remove content.
Edit or restrict visibility of content where appropriate.
Suspend specific Platform features.
Restrict posting privileges.
Suspend the account temporarily.
Permanently terminate the account.
Remove business verification status.
Remove business listings.
Report unlawful activity to appropriate authorities.
Take any other action reasonably necessary to protect the Platform, its users, or its legal rights.

The choice of enforcement action will depend on the nature, severity, frequency, and impact of the violation.

33. Account Suspension and Termination

SMPYI may suspend or terminate access to the Platform if a User or Business:

Violates these Terms.
Engages in fraudulent conduct.
Publishes unlawful or prohibited content.
Misuses Platform services.
Infringes intellectual property rights.
Compromises Platform security.
Provides false verification information.
Uses automated systems without authorization.
Creates multiple accounts to evade enforcement.
Otherwise acts in a manner that may harm SMPYI, its users, or the public.

34. Paid Platform Services

SMPYI may offer free and paid digital services to Businesses and Users.

Paid services may include, without limitation:

Featured Business Listings
Featured Product Listings
Sponsored Deals
Sponsored Feed Posts
Business Verification Services (if introduced)
Premium Business Accounts
Subscription Plans
Advertising Campaigns
Analytics and Reporting Tools
API Access
Business Insights
Promotional Packages
Other digital services introduced by SMPYI.

The availability, pricing, duration, and features of paid services may change from time to time.

Purchasing a paid service does not guarantee:

Increased sales
Business inquiries
Product purchases
Customer engagement
Search rankings
Revenue growth
Business success

Paid services improve visibility or provide platform functionality but do not guarantee commercial outcomes.

35. Payments

Payments made to SMPYI are solely for services provided by SMPYI.

Unless expressly stated otherwise:

SMPYI does not collect payment for products listed by Businesses.
SMPYI is not a payment intermediary between Users and Businesses.
Product purchases occur directly between Users and the respective Business.
SMPYI does not receive commissions from product transactions unless separately agreed in writing.

Users purchasing Platform Services agree to pay all applicable fees, taxes, and charges associated with those services.

Failure to pay may result in suspension or termination of the purchased service.

36. Refunds

Unless otherwise stated in a separate service agreement or applicable law:

Fees paid for digital Platform Services are generally non-refundable once the service has commenced.
Subscription fees are non-refundable after the subscription period begins.
Advertising fees are non-refundable after campaigns have started.
Promotional listing fees are non-refundable after publication.

Nothing in this section limits any non-waivable consumer rights available under applicable law.

37. Advertisements and Sponsored Content

SMPYI may display:

Sponsored Businesses
Sponsored Products
Sponsored Deals
Sponsored Feed Posts
Banner Advertisements
Promotional Campaigns
Partner Content

Sponsored content will be identified where reasonably practicable.

Businesses remain solely responsible for the accuracy and legality of their advertisements.

SMPYI reserves the right to reject, suspend, or remove advertisements that:

Violate applicable law.
Contain misleading claims.
Promote prohibited products.
Infringe third-party rights.
Damage the integrity of the Platform.

38. Third-Party Links and Services

The Platform may contain links to third-party websites, services, applications, or resources.

These links are provided solely for convenience.

SMPYI does not:

Control third-party websites.
Endorse third-party products.
Guarantee third-party services.
Accept responsibility for third-party content.

Users access third-party services entirely at their own risk.

Any transaction conducted outside SMPYI is solely between the User and the relevant third party.

39. Platform Availability

SMPYI strives to provide reliable services but does not guarantee uninterrupted availability.

The Platform may experience interruptions due to:

Scheduled maintenance
Emergency maintenance
Technical failures
Internet outages
Third-party service failures
Cybersecurity incidents
Natural disasters
Government actions
Force majeure events

SMPYI reserves the right to modify, suspend, or discontinue any feature without liability where permitted by law.

40. Disclaimers

To the maximum extent permitted by applicable law, the Platform and all services are provided on an "as is" and "as available" basis.

SMPYI does not warrant that:

The Platform will be error-free.
The Platform will always be available.
Information published by Users or Businesses is accurate.
Products listed by Businesses are authentic or of satisfactory quality.
Businesses will fulfill their obligations.
Promotional offers will remain available.
Search results will always be complete or accurate.
Feed recommendations will meet individual preferences.
The Platform will be free from viruses or other harmful components, although reasonable security measures are employed.

Users acknowledge that they use the Platform at their own discretion and risk.

41. Limitation of Liability

Use of or inability to use the Platform.
Transactions between Users and Businesses.
Product quality or safety.
Delivery failures.
Loss of profits.
Loss of business opportunities.
Loss of data.
Loss of goodwill.
Unauthorized access.
Platform interruptions.
User-generated content.
Third-party services.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded under applicable law.

42. Indemnification

Violation of these Terms.
Violation of applicable law.
Infringement of intellectual property rights.
Business activities conducted through the Platform.
Products or services offered by a Business.
User-generated content.
Fraudulent or misleading information.
Breach of representations or warranties.

This obligation survives termination of these Terms.

43. Force Majeure

SMPYI shall not be liable for any failure or delay in performing its obligations where such failure or delay results from events beyond its reasonable control, including but not limited to:

Natural disasters
Fire
Flood
Earthquake
Epidemics
Pandemics
War
Terrorist acts
Civil unrest
Government restrictions
Internet outages
Power failures
Cyber attacks
Labor disputes
Failures of third-party service providers

Performance shall be suspended for the duration of the force majeure event.

44. Changes to the Platform

SMPYI may, at any time and without prior notice where permitted by law:

Introduce new features.
Modify existing services.
Remove functionality.
Change pricing.
Update algorithms.
Modify search rankings.
Introduce new subscription plans.
Discontinue services.

Continued use of the Platform after such changes constitutes acceptance of those changes, subject to applicable law.

45. Changes to These Terms

SMPYI may revise these Terms from time to time to reflect changes in law, technology, business operations, or Platform functionality.

The "Last Updated" date at the beginning of these Terms will indicate the effective revision date.

Where required by applicable law, SMPYI will provide notice of material changes through the Platform, email, or other appropriate means.

Continued use of the Platform after the effective date of revised Terms constitutes acceptance of the updated Terms.

46. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of India, without regard to conflict of law principles.

Subject to applicable law, the courts having jurisdiction over Delhi, India, shall have exclusive jurisdiction over disputes arising out of or relating to these Terms or the use of the Platform.

Where applicable, disputes may first be attempted to be resolved through good-faith discussions before legal proceedings are initiated.

47. Severability

48. No Waiver

Failure by SMPYI to enforce any provision of these Terms shall not constitute a waiver of that provision or of any other rights available to SMPYI.

Any waiver shall be effective only if made expressly in writing by an authorized representative of SMPYI.

49. Assignment

Users may not assign or transfer their rights or obligations under these Terms without the prior written consent of SMPYI.

SMPYI may assign or transfer its rights and obligations under these Terms as part of a merger, acquisition, corporate restructuring, sale of assets, or by operation of law.

50. Entire Agreement

They supersede all prior understandings, communications, proposals, or agreements relating to the same subject matter.

51. Survival

52. Contact Information

For questions, legal notices, copyright complaints, or other communications regarding these Terms, you may contact SMPYI through the contact details published on the Platform.

SMPYI

Website: https://www.smpyi.com

Email: smpyi1008@gmail.com

Location: Delhi, India

53. Acknowledgement

By accessing or using SMPYI, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

If you do not agree to these Terms, you must immediately discontinue your use of the Platform.